If you put in an offer on the home,  your agent will probably ask you how much earnest money you’d like to include.  More money? You’re already trying to figure out how down payments, closing costs,  and lender fees work.…

Regardless of if you’re a buyer, seller, loan, or escrow/title officer, it is imperative to understand how title companies work.  What is title, who is involved at a title company, why are title companies needed, what does a title company…

So you’re buying a home, and regardless of the money you’ve saved up for a down payment, most buyers would like to negotiate a seller credit for closing costs.  But, the likelihood of this happening in most cases depends entirely…

So, what is a buyer agent commission rebate? Simply put – cash back at closing.  But, there’s a bit more to it than that. According to the United States Department of Justice, “commission rebates are usually calculated as some fraction…

Closing costs seem to be somewhat of a vague term no one really understands. Simply put, it’s just a bunch of line item expenses you have to pay when you buy or sell your home, right? But, do you really…

The choices you make when buying a home will help you determine your financial future for years to come. How to choose a buyer’s agent can be tricky, but is is a critical choice in the process. Anyone who has…

Purchasing a home is one of the most important financial decisions most people ever face. Simply put, buying the right home at the right price can build the foundation of your family’s wealth for generations to come.  So, here are…

How do you improve the real estate market for buyers? It’s no secret that it’s been easy to sell upper-middle-class or upper-class homes over the past few years, especially in strong markets. As an extreme example, some REALTORS® have reported…

How often do most of us buy or sell a home? Once every thirty years? Once every fifteen years? Once every five years? For the average consumer, buying or selling a home is something we engage in just a few…

What is the MLS?  It stands for Multiple Listing Service.  And, there are way too many of them. So many home sellers we talk to, refer to THE MLS.   As if there were just one.  Unfortunately, that’s not the case. …